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Welcome to the

Data Governance Hub

A research platform exploring how people trust, experience and interact with digital banking in South Africa and Germany.

As digital banking grows, so do the questions around data protection, third-party risk and institutional trust. This project aims to offer meaningful insights that support safer, more inclusive and transparent financial systems.


The research is part of the German Chancellor Fellowship, supported by the Alexander von Humboldt Foundation, and hosted at bank management consult GmbH, a German consultancy focused on banking, risk management and innovation.

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Welcome to the

Data Governance Hub

pexels-ivan-samkov-7621136 (3) (1)
a research platform exploring how people trust, experience, and interact with digital banking in South Africa and Germany.

As digital banking expands, concerns around data protection, third-party risk, and institutional trust are becoming increasingly urgent. This project seeks to contribute meaningful insights to build safer and more inclusive financial systems.

This project is part of the German Chancellor Fellowship, supported by the Alexander von Humboldt Foundation, and hosted at bank management consult GmbH, a German consultancy focused on banking, regulation, and innovation.

AvH_Logo_Support_RGB (2)
bmc+logo

Research Status Tracker

Phase 1 – Literature Review
COMPLETE
Phase 2 – Survey & Interviews
COMPLETE
Phase 3 – Data Analysis 
ONGOING
Phase 4 – Dissemination & Outputs
SCHEDULED
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Research Status Tracker

Phase 1 – Literature Review
COMPLETE
Phase 2 – Survey & Expert Interviews
COMPLETE
Phase 3 – Data Analysis & Insights
ONGOING
Phase 4 – Dissemination & Outputs
SCHEDULED
pexels-ketut-subiyanto-4350214 (1)

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